So you want to become a successful, profitable share trader?

If you want to become a successful, profitable share trader in the stock market, you need to implement a few basic guidelines.
Listed below are a few ideas you might find invaluable.

1. Adhere to your written down plan for buying and selling shares. I.e. The amount you are going to spend, the amount you can afford to lose if things go the wrong way (2% of the total value is a good guideline)

The % profit you want to make, after allowing for brokerage etc.

The time frame you would like. (Not always possible) for the total transaction. Is it short, medium or long term?

The number of shares you want. (This depends also on your capital constraints)
Diversify don’t invest just in one area. Spread your risk over different types of companies.

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Debt has the ability to be both a positive and negative catalyst for wealth. Too much debt becomes out of control, too little debt and opportunities may pass by. Debt has been used as a financial instrument for centuries and is means by which lenders can make a profit and borrowers can 1) engage in financial ventures otherwise unfunded 2) increase standard of living and 3) allow businesses to finance activities more profitably. This article will focus on the use of debt as a potentially wealth building business venture.

Financial ventures and expenditures financed through debt can go very well or terribly wrong if the debt is unrealistic, cannot be paid back or does not create a return higher than the cost of debt. An example of beneficial debt leveraging is Coca-Cola’s use of “debt financing to lower the cost of capital, which increases return on shareholder equity” (Coca-Cola 10Q, 4Q 2007) In other words, the cost of debt is cheaper than other sources of capital for Coca-Cola company.
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Many Americans are interested in getting involved in forex trading. Before doing this, you should get a forex trading education. You should never get into forex trading without forex trading education. With the proper forex trading education, you can be on your way to making a tidy profit.

First you need to understand what forex trading is. Forex is short for foreign exchange. Forex trading is the simultaneous exchange of one countries currency for another countries currency. By doing so at the right times, you can gain a profit. A forex trading education can teach you how to do this.

The first part of a forex trading education is to learn the market background. The foreign exchange market is always changing. With forex trading education, you will learn how to monitor these changes to be beneficial for you.
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There are many things that you should know about credit cards before applying for one. For example, not all credit cards are the same. Some credit cards are secured and some are not secured. In addition to this difference, there are usually “hidden” provisions in a credit card agreement that most people neglect to read. Such provisions include the differences between the interest rate for a purchase and a cash advance, and whether or not the credit card company from which you obtained a credit card engages in the practice of universal default.

A secured credit card is a credit card that is that is tied to a monetary fund of some kind (whether it is a deposit, bank account, or some other account). The monetary fund can be accessed and used by the credit card company in the event that the credit card holder defaults on a payment. These kinds of credit cards usually have an obscenely high interest rate and an inordinate amount of fees. Basically, they are terrible credit cards that target people with bad credit. Read the rest of this entry »

With the numerous stories of investors losing their hard earned cash in business start up investment, I have decided to explore the possibility of creating a simple investment flow model for which business should follow before they are able to attract funds from the general public. This investment flow is based on the premise that the general public needs to be protected from exploitations due to lack of knowledge and expertise by the more informed institutional investor or from unscrupulous business man. This basic investment model divides the business investment process into two stages namely; the idea generation/refinement stage and the multiplication/ adoption stage.

In the idea generation/refinement stage, the business goes through the processes of idea generation by the entrepreneur and goes through a series of innovations that launch it into the growth stage of the product life cycle. During this stage, the entrepreneur has a business idea that still need to be developed and that will require huge capital outlays, some of which will be used in the experimentation of business concepts and ideas. The entrepreneur therefore at this stage of business will need someone who will be able not only invest his money but also his business expertise which could either be in the form of experience, market knowledge or general management skills. Read the rest of this entry »

Life is the journey, not the destination. Is your destination a comfortable, independent retirement? A dream home? Buy an RV and travel the country collecting idiotic tee-shirts? For any dream that takes money to realize, the choices you make during your journey will make all the difference in reaching your destination. Or will you run out of fuel before you get there?

A wrong turn, uncorrected, in your journey to a safe retirement could have disastrous affects years down the road that could make the difference between financial independence and a delayed retirement and reliance on a social security system that grows more unsuitable with every passing year.

Speaking from the generation that will not likely see penny one from the national ponzi scheme you don’t want to be caught putting all you eggs in that basket. Read the rest of this entry »