( Last updated on August 27th 2008 )

PLEASE SCROLL DOWN AND READ THESE TERMS OF USE.

These Terms and Conditions (the “Agreement”) govern your use of theinvestorportal.com and unless other terms and conditions expressly govern, other web sites or blogs besides theinvestorportal.com that are made available from time, including without limitation, any Web pages, blogs, services, content, newsletters, databases and information therein (collectively, the “Services”). theinvestorportal.com is solely owned by Ben Ang.

BY CONTINUING TO USE THE SERVICES, YOU ARE INDICATING YOUR AGREEMENT TO BE BOUND BY THE TERMS AND CONDITIONS OF THIS AGREEMENT. IF YOU DO NOT AGREE, THEINVESTORPORTAL.COM IS NOT WILLING TO PROVIDE YOU WITH ACCESS TO THE SERVICES AND YOU SHOULD IMMEDIATELY DISCONTINUE YOUR USE OF THE SERVICES.

1. Changes to the Agreement.

The modification on this Agreement from time to time is at the sole discretion of the blog owner and without notice to you. You should review this Agreement periodically to ensure familiarity with its then-current terms and conditions. Your continued use of the services following any modification of this Agreement shall constitute your acceptance of such modifications to this Agreement.

2. Additional Terms And Conditions

Some services or content sets available through the services may have additional terms, conditions and restrictions associated with them and will be posted on such services or content sets. You agree that such additional terms, conditions and restrictions will apply to your use of such services or content sets and if there is a conflict with this Agreement, such additional terms, conditions and restrictions will be enforced.

3. Ownership; General Limitations on Use, No Modification Of Content.

3.1 Ownership.

You acknowledge and agree that the text, information, data, graphics, logo, images, audio, video, design, organization, compilation, meta data, look and feel, advertising and all other protectable intellectual property (the “Content”) available through the Services is the sole property of the blog owner, the property of the advertisers or third party licensors or suppliers (such licensors and suppliers are referred to as “Information Providers”) and is protected by copyright and other intellectual property laws.

3.2 Limitations on Use.

Unless you have the written consent from the blog owner in advance, you may not reproduce, sell, publish, distribute, retransmit, disseminate, perform, display, broadcast, create new works from, or commercially exploit the content available through the services, with the following two exceptions:

3.2.1

To the extent that the blog owner may feature email or other sharing functionality on a particular article in the services, you may use email or other featured sharing functionality to share such article with other individuals.

3.2.2

For articles that are written and published by theinvestorportal.com, as indicated by the credit line (e.g. Ben Ang, Sharon Lai and others) (the “Proprietary Content”), you may occasionally distribute a copy of an article, or a portion of an article, from a service in non-electronic form to a few individuals without charge, provided you include all copyright and other proprietary rights notices in the same form in which the notices appear in the services. For articles and other content that is not Proprietary Content, you should not assume that you have the rights granted in this Section 3.2.2. Your rights will be limited any special terms, conditions and restrictions applicable to such content that is set forth below in this Agreement or on or near the content set. You agree to access the services manually by request and not programmatically by macro or other automated means.

3.3 No Modification of Content.

You agree not to rearrange or modify the content. You agree not to create abstracts from, scrape or display headlines from the content for use on another web site, blog or service or use the content for commercial purposes, including without limitation algorithmic trading programs. You agree not to upload, post or submit any content from the services to weblogs, newsgroups, mail lists or electronic bulletin boards, except through services theinvestorportal.com specifically provide for that purpose (e.g. an RSS Feed) or after written consent in advance from the blog owner.

4. Cautions Regarding Other Users And User Content.

You understand and agree that content includes information, views, opinions, and recommendations of many individuals and is designed to help you gather the information you need to help you make your own decisions. Importantly, you are responsible for your own investment decisions and for properly analyzing and verifying any information you intend to rely upon. theinvestorportal.com and its owner do not endorse any recommendation or opinion made by any user. theinvestorportal.com and its owner do not routinely screen, edit, or review user content. However, theinvestorportal.com and its owner reserve the right to monitor or remove any content from the services at any time without notice. You should be aware that other users may not be who they say they are. theinvestorportal.com and its owner take no action to perform a background check on any of our users’ profiles. theinvestorportal.com and its owner do not guarantee that users’ profiles are accurate. You should also be aware that other users may use theinvestorportal.com services for personal gain. As a result, please approach messages with appropriate skepticism. User content may be misleading, deceptive, or in error.

5. Grant of Rights and Representations by You.

If you upload, post or submit any content on a service, you represent to theinvestorportal.com that you have all the necessary legal rights to upload, post or submit such content and it will not violate any law or the rights of any person. You agree that upon uploading, posting or submitting information on the services, you grant theinvestorportal.com, its owner, and our respective affiliates and successors a non-exclusive, transferable, worldwide, fully paid-up, royalty-free, perpetual, irrevocable right and license to use, distribute, publicly perform, display, reproduce, and create derivative works from your content in any and all media, in any manner, in whole or part, without any duty to compensate you. You also grant theinvestorportal.com the right to authorize the use of content, or any portion thereof, by members and other users in accordance with the terms and conditions of this Agreement, including the rights to feature your content specifically on the services and to allow other members or users to request access to your content, such as for example through an RSS Feed.

6. Rules of Conduct.

All users of the Services must comply with the following rules of conduct:

• You will not stalk or harass another when using the services.
• You will not interfere with others’ use of the services, including by interrupting other users’ sessions, scrolling down (automatically or manually) to make it difficult for them, or otherwise act in a way that negatively affects other users’ enjoyment of the services.
• You will not attempt to harvest any screen names of email addresses for any commercial use and you will not collect or store personal information about any other individual on the services.
• You will not use the services for illegal purposes and you will not upload, post or submit any content that is obscene or may be hateful or offensive on racial, ethnic, sexual or any other grounds; is harmful, vulgar or distasteful; or is defamatory, libelous, or invades another person’s privacy or proprietary rights.
• You will not impersonate any other person or misrepresent a relationship with any person or entity, including misrepresenting a relationship with theinvestorportal.com or its owner, similarly, you will not adopt a false identity if the purpose of doing so is to deceive or defraud another.
• You will not upload, post or submit any content that contains any viruses, cancel bots, Trojan horses, harmful code, or other computer software or program designed to interrupt the services theinvestorportal.com provides, users’ ability to enjoy the services, or the proper functioning of any software, hardware or equipment or materials used in connection with the services.
• You will not send any bulk unsolicited advertising, promotional information, commercial email or other solicitation (including without limitation junk mail, “SPAM,” chain letters or pyramid schemes of any sort) to any person through the use of the services.
• You should demonstrate appropriate respect for other users. If you disagree with an opinion on the services, feel free to challenge that opinion with a posting of your own. You should, however, refrain from ever personally attacking the person making the posting.
• You will not violate any applicable local, state, national or international law, including, but not limited to, regulations promulgated by the U.S. Securities and Exchange Commission, or any rules of any national or other securities exchange.
• You will not upload, post, submit or otherwise make available any content that you do not have a right to make available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements).
• You will not upload, post or submit or otherwise make available any content that infringes any patent, trademark, trade secret, copyright or other proprietary rights of any person.
• You will not upload, post or submit improper or off-topic messages.

7. Removal of content.

The owner of theinvestorportal.com may also remove any content including SPAM for any reason and without notice to you. This includes all materials related to your use of the services, including email accounts, postings, profiles or other personalized information you have created while on the services. SPAM content will not tolerated and will be removed immediately.

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